Share Certificate Rates

**Rates may change without notice as conditions warrant

**APY=Annual Percentage Yield

Share Certificate Rate Schedule

The rates & fees contained in this Schedule are accurate as April 1, 2023. For current information call the Credit Union at 814-642-9248. This Rate & Fee Schedule and Account Disclosures sets forth certain conditions, rates, fees and charges which apply to your Certificates of Deposit at P. C. Federal Credit Union, and is incorporated as part of your Account Agreement with us. A penalty for early withdrawal may be assessed.

Certificate of Deposit Available TermsDividend RateAnnual Percentage YieldMinimum Balance Requirements
Level 1 - 6 month term1.5501.550$1,000.00 to open
$1,000.00 to obtain disclosed APY
Level 1 - 12 month term1.6001.600$1,000.00 to open
$1,000.00 to obtain disclosed APY
Level 1 - 18 month term1.6501.650$1,000.00 to open
$1,000.00 to obtain disclosed APY
Level 1 - 24 month term1.7001.700$1,000.00 to open
$1,000.00 to obtain disclosed APY
Level 2 - 6 month term1.6001.600$5,000.00 to open
$5,000.00 to obtain disclosed APY
Level 2 - 12 month term1.6501.650$5,000.00 to open
$5,000.00 to obtain disclosed APY
Level 2 - 18 month term1.7001.700$5,000.00 to open
$5,000.00 to obtain disclosed APY
Level 2 - 24 month term1.7501.750$5,000.00 to open
$5,000.00 to obtain disclosed APY
Level 3 - 6 month term1.7001.700$10,000.00 to open
$10,000.00 to obtain disclosed APY
Level 3 - 12 month term1.7501.750$10,000.00 to open
$10,000.00 to obtain disclosed APY
Level 3 - 18 month term1.8001.800$10,000.00 to open
$10,000.00 to obtain disclosed APY
Level 3 - 24 month term1.8501.850$10,000.00 to open
$10,000.00 to obtain disclosed APY
Level 4 - 12 month term2.8002.800$25,000.00 to open
$25,000.00 to obtain disclosed APY
Level 4 - 18 month term2.8502.850$25,000.00 to open
$25,000.00 to obtain disclosed APY
Level 4 - 24 month term2.9002.900$25,000.00 to open
$25,000.00 to obtain disclosed APY
Level 5 - 12 month term2.9002.900$50,000.00 to open
$50,000.00 to obtain disclosed APY
Level 5 - 18 month term2.9502.950$50,000.00 to open
$50,000.00 to obtain disclosed APY
Level 5 - 24 month term3.0003.000$50,000.00 to open
$50,000.00 to obtain disclosed APY

Click Here for the Share Certificate Policy Rate and Fee Schedule